What Can A Client
Expect?
It’s our job to worry about your money, so you don’t have to.
At Russell Capital Management, we believe managing your wealth should feel organized, thoughtful and straightforward. From the beginning of our relationship, our team works behind the scenes to handle the details—so you can spend less time worrying about your finances and more time enjoying what matters to you.
Getting Started
Once we’ve discussed your financial goals, planning needs and investment strategy, our experienced administrative team will guide you through opening and funding your accounts.
We coordinate the paperwork, keep you informed as accounts are established and assets are transferred, and make sure the details of your relationship are set up correctly from the start.
That includes confirming personal and contact information, establishing online account access, coordinating statement delivery, setting up income distributions or recurring contributions, and reviewing cost-basis information for accurate tax reporting.
Our goal is simple: make the transition as seamless and efficient as possible.
Ongoing Management & Service
Once your accounts are established, our work continues.
You’ll receive monthly statements from your custodian, along with straightforward quarterly performance and billing summaries from RCM. Your custodian will also provide the year-end tax documents needed to prepare your tax returns.
Your advisor will meet with you regularly—or whenever circumstances call for it—to review your portfolio, discuss changes in your life and determine whether adjustments to your financial or investment strategy are appropriate. This can include beneficiary reviews, cash-flow planning, future income projections and year-end tax-loss harvesting strategies.
You’ll also have convenient online access to extensive account reporting, and our team is always available to help you understand and navigate those tools.
Coordinating the Details
We understand that your financial life extends beyond your investment accounts. When appropriate, RCM can coordinate with your accountant, attorney and insurance professionals to help ensure important financial information is available when they need it.
We can also monitor eligible class-action matters involving securities you have owned and provide a secure online vault for important personal documents.
Throughout the year, we provide quarterly and periodic market and economic commentary to keep you informed about our investment thinking and perspective.
The result is a relationship designed around communication, organization and attention to detail—so you always know where you stand.
Your Security Is Our Priority
Client assets custodied at Charles Schwab benefit from multiple layers of protection.
FDIC Insurance
Certificates of Deposit (CDs) purchased through Charles Schwab may be issued by banks insured by the Federal Deposit Insurance Corporation (FDIC). Eligible cash may also be held through Schwab’s FDIC-insured deposit programs, where applicable FDIC coverage is provided by participating banks and is subject to FDIC limits, program terms and account eligibility.
SIPC Protection
Charles Schwab is a member of the Securities Investor Protection Corporation (SIPC). SIPC protection applies to securities and cash held at a SIPC-member brokerage in the event the brokerage fails, subject to applicable limits and requirements. SIPC protection does not protect against declines in the market value of investments.
Charles Schwab may also maintain additional insurance coverage beyond SIPC protection, subject to the terms, conditions and aggregate limits of that coverage.
For the most current information regarding FDIC insurance, SIPC protection and any supplemental coverage available through Charles Schwab, please refer to Charles Schwab’s current disclosures and applicable program documentation.